After countless months the debate marches on. Congressional House and Senate bills proliferate. I have lost track. It is beyond our comprehension trying to read through each of these bills.
There have been many lost opportunities. This has never been about health care reform. This is about health insurance regulation. If you carefully sift through all the heartache stories and testimonials, you will see the real drama – unexpected hospitalizations. So the real crisis is coverage of catastrophic loss – astronomical hospital bills. Routine appendectomy — $50,000. Complicated heart attack — $250,000+. Catastrophe loss should have been the starting point.
Insurance is not the answer. It is the problem. Insurance subsidizes high costs.